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LusitoHub · Official Document
LusitoHub

Pricing &
Fee Schedule

Platform charges, commissions, and withdrawal fees for all user types

Version: 1.2 Effective: 1 March 2026 Issued by: SparkSync Investments (Pty) Ltd Jurisdiction: Eswatini
Section 1

Overview & Principles


LusitoHub is committed to transparent, fair, and predictable pricing. This document is the authoritative reference for all fees charged on the platform.

LusitoHub operates as a marketplace connecting clients who need transport and delivery services with providers — drivers and logistics operators — who fulfil those services. The platform facilitates job posting, bidding, contract formation, payment escrow, and dispute resolution.

Our fee model is designed so that clients incur no direct platform charge for posting or accepting jobs. Providers pay a commission on successfully completed work, reflecting the value the platform delivers in acquiring customers, managing payments, and providing operational infrastructure.

All fees stated in this schedule are in Emalangeni (E) unless otherwise noted. LusitoHub does not charge VAT on any platform fees or commissions.

Principle

No fee is ever charged on a cancelled job, a failed payment, or a job pending admin dispute resolution. Fees are only deducted upon confirmed, successful completion of a job.

Section 2

Client (Employer) Fees


Clients are individuals or businesses posting jobs and hiring providers through the platform.

LusitoHub does not charge clients any platform fee for the core use of the marketplace. Posting jobs, browsing provider profiles, reviewing bids, forming contracts, and releasing funds are all provided at no direct cost to the client.

Job Posting & Acceptance E 0.00

Clients may post unlimited jobs at no charge. There is no listing fee, no bid-acceptance fee, and no contract formation fee. The full job amount agreed between client and provider is held in escrow and released only upon job completion or mutual agreement.

Escrow & Payment Holding No additional charge

When a client funds a job, the full agreed amount is deposited into a secure escrow wallet held by LusitoHub. The escrow service — which protects both parties from fraud and non-performance — is provided at no extra cost to the client. Funds are released to the provider only after the client confirms completion, or after the platform resolves a dispute in the provider's favour.

If a client requests a refund due to non-completion or a successful dispute, the full escrowed amount is returned to the client's wallet. No deduction is made from the client's refund.

Wallet Top-Up Varies by method

Topping up the LusitoHub wallet via MTN MoMo or other accepted payment channels may carry a processing fee charged by the payment provider, not by LusitoHub. Clients should refer to their payment provider's fee schedule. LusitoHub does not apply any additional markup on top-up transactions.

Section 3

Provider Fees & Commission


Providers are drivers and service operators who accept and fulfil jobs through the platform.

Providers pay a service commission on the gross value of each successfully completed job. This commission is automatically deducted from the escrowed job amount at the point of release — providers do not need to make a separate payment. The remaining amount (net of commission) is credited directly to the provider's LusitoHub wallet.

Platform Service Commission 10% of job value

A commission of 10% is deducted from the gross agreed job value when funds are released from escrow. The provider receives the remaining 90% in their wallet. This commission covers the cost of customer acquisition, platform maintenance, payment infrastructure, fraud prevention, and ongoing product development.

No commission is charged for: jobs cancelled before a provider is confirmed; jobs where the client cancels before work commences; or jobs where a dispute results in a full refund to the client.

Worked Example — Completed Job
Agreed job valueE 500.00
Platform commission (10%)− E 50.00
Provider wallet creditE 450.00

The commission rate may be reviewed periodically. Any changes will be communicated with at least 30 days' notice via email and in-app notification, and will not apply retroactively to jobs already in progress or in escrow at the time of the change.

Section 4

Withdrawal Fees


Withdrawal fees apply when transferring wallet balances to external payment accounts.

Once earnings are in a provider's LusitoHub wallet, they can be withdrawn to a registered MTN Mobile Money (MoMo) account. A processing fee covers the cost of the outbound transfer through the payment network.

Withdrawal to MTN MoMo 3% of withdrawal amount

A fee of 3% is applied to each withdrawal to an MTN MoMo account. This fee is deducted from the withdrawal amount — i.e., the user receives the amount net of the fee. The minimum withdrawal amount is E 100.00.

Withdrawals are typically processed same-day during business hours. In some cases, processing may take up to 1–3 business days depending on network availability and MTN MoMo system status.

There is no fee for: internal wallet-to-wallet transfers between LusitoHub users; refunds credited back to the client wallet; or platform-initiated corrections.

Worked Example — Withdrawal to MoMo
Withdrawal requestedE 1,000.00
Withdrawal fee (3%)− E 30.00
Amount received on MoMoE 970.00
Parameter Value Notes
Withdrawal fee 3.00% Deducted from withdrawal amount
Minimum withdrawal E 100.00 Requests below this threshold are rejected
Processing time Same day – 3 days Business days; subject to MTN network status
Supported channels MTN MoMo Additional channels may be added in future
Fee on refunds E 0.00 No fee for platform-initiated refunds
Section 5

Referral Programme


LusitoHub operates a referral programme that rewards existing users for bringing new active members to the platform. Referral rewards are paid from the platform's share of commission and do not reduce what providers or clients pay.

Referral Commission Rate 20% of platform commission

For each job completed by a referred user, the referrer earns 20% of the platform's commission on that job. This is calculated on LusitoHub's commission (not the full job value) and is paid from the platform's share only.

There is no limit on the number of referrals or on total referral earnings. Referral rewards are credited directly to the referrer's LusitoHub wallet and can be used to fund jobs or withdrawn subject to standard withdrawal terms.

Referral Reward Calculation — E 500 Job
Platform commission (10% of E 500)E 50.00
Referral reward (20% of E 50)E 10.00
Referrer wallet creditE 10.00

Referral rewards are paid only for jobs completed by users who registered using the referrer's unique referral code or link. Retroactive referral claims are not accepted. LusitoHub reserves the right to withhold or reverse referral rewards where fraudulent or self-referral activity is detected.

Section 6

Disputes & Refunds


LusitoHub provides a structured dispute resolution process to protect both clients and providers. There is no fee for raising or responding to a dispute.

Scenario Outcome Fees Applied
Job cancelled before provider confirmed Full escrow refund to client None
Client cancels after work commences Admin review; partial or full release None
Dispute resolved in client's favour Full escrow refund to client None
Dispute resolved in provider's favour Escrow released to provider; commission deducted 10%
Job completed, client confirms Funds released to provider 10%

Disputes must be raised within 24 hours of the job being marked as completed. After this window, the job is considered confirmed and funds are released automatically. Dispute decisions made by LusitoHub administrators are final for platform purposes, though they do not affect any legal rights either party may have.

Note

LusitoHub does not charge for dispute resolution, mediation, or evidence review. The dispute service is part of the platform's core offering and is included within the service commission.

Section 7

Fee Summary Table


Fee Type Who Pays Rate
Job posting Client Free
Contract formation Client Free
Escrow service Client Free
Dispute resolution Both Free
Service commission Provider 10%
Withdrawal to MoMo Provider / Client 3%
Internal wallet transfer Both Free
Referral reward (credit) Platform pays referrer 20% of commission
Section 8

Changes to This Schedule


LusitoHub reserves the right to revise this fee schedule at any time. Changes will be communicated to registered users by email and via in-app notification at least 30 days before the revised schedule takes effect.

Continued use of the platform after a fee change takes effect constitutes acceptance of the revised schedule. Jobs already in escrow at the time of a fee change will be processed under the fee schedule in effect at the time the job was funded.

The most current version of this document is always available at lusitohub.com/pricing. Document version numbers and effective dates are listed on the cover of this schedule.

Document History

Version 1.0 — January 2025 (initial release)  ·  Version 1.1 — July 2025 (referral section added)  ·  Version 1.2 — March 2026 (dispute tables updated)